We believe safer and more responsible drivers shouldn't have to pay high premiums to make up for the more risky drivers, so you could enjoy significant savings on your car insurance.
To achieve this, the Insurer underwrites each policy individually and calculates your premium based on your driving record only, so you don't pay extra for bad drivers.
If you do not disclose your driving record, past claims or accidents when asked, this is called non-disclosure, and it could lead to a claim being paid only in part, or not paid at all.
The above information is general in nature and does not take into account your personal objectives, needs and circumstances. You should consider the appropriateness of the information having regard to your personal circumstances and consider the Product Disclosure Statement available on the Car and Home Insurance Disclosures page before making any decision in relation to an insurance product.